Keep the Change

Saving money doesn't require an elaborate plan. Just by making minor adjustments, you could end up with a substantial amount in your bank account.

Lose the Lattes
Skip the expensive coffee shop beverages two or three times a week and bank the money you save. Making your own coffee is worth a little extra time.

Limit Fast Food
Many fast-food meals are high in fat, with costs that add up fast. Occasionally, replace those meals with a nutritious Ensure® Shake and a small homemade salad — it's budget-friendly and good for you, too. For additional suggestions on incorporating Ensure, check out the 24 Ensure to a Healthier You Challenge.

Turn Off the Tap
Every time you leave water running while you brush your teeth or wash dishes, you're wasting costly gallons of the wet stuff. Instead, turn off the tap and save on your utility bills.

Also:

• Check your home for drafts that could be causing you to spend more on heating your home.
• Instead of buying the latest books, check them out at the library.
• Keep an attractive jar in a handy spot and empty your day's change into it.
• Kick off your savings program with these ideas and see how small changes (and small change) can add up to big savings!